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BMW Car Finance in Manchester & Stockport – Used BMW Car Loans – BMW Hire Purchase, Personal Contract & Lease Purchase

Dace Used BMW Cars - Car Finance and Car Loans in Manchester and Stockport

Competitive Loan

Competitive Loan Application Form - Used BMW Car Finance and BMW Car Loans from Dace in Stockport and Manchester

Looking for that perfect BMW finance deal in Stockport and Manchester? We have great bank busting rates to keep the cash in Your pocket.

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Unsure What Loan?

 Unsure What Loan Application Form - Used BMW Car Finance and BMW Car Loans from Dace in Stockport and Manchester

Do you need BMW Car Finance but you are not sure where your credit status fits into? Get in touch with us today and we can point you in the right direction.

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Financial Worries?

Financial Worries Application Form - Used BMW Car Finance and BMW Car Loans from Dace in Stockport and Manchester

We have no restrictions on which Finance companies in Stockport & Manchester will can use this means we have a vast panel of lenders to cater for CCJS, defaults, arrears, Self employed etc.

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BMW Hire Purcahse (HP)


What Is It?
BMW Hire Purchase is one of the most common BMW finance products in the market. BMW Hire Purchase Manchester & Stockport allows you to use the vehicle while paying for it, at the end of the agreement you take ownership. The car is the security for the agreement. You will have an option to own the vehicle at the end of the agreement term for an additional sum called the Option to Purchase Fee.

Personal Contract Purchase (PCP)


What Is It?
This is very similar to BMW Hire Purchase Manchester & Stockport, again having payments over a set period of time and set mileage. The main difference with this agreement is the inclusion of a final balloon payment. This allows you to purchase your BMW car at a price agreed at the beginning of the term. This payment is called Guaranteed Minimum Future Value (GMFV) which means the minimum projected cost of your BMW car at the end of the agreed contract. The PCP can be settled by the customer at any time if they pay the balance outstanding, including the GMFV to the lender. At the end of the PCP agreement the customer has three options:
Part exchange for another BMW car
Pay the final payment and keep the car
Return the car and walk away

BMW Lease Purcahse (LP)


What Is It?
BMW Lease Purchase loans are an unsecured lending facility that can be used for almost any purpose such as home improvements or to buy a car. BMW Lease Purchase Manchester & Stockport loan is normally a fixed cost, fixed period loan of money to purchase any BMW car the customer wants. The facility is widely offered by Banks, Building Societies, Direct Lenders and Finance Companies.